By PETER ROSENTHAL, President V.I.P. Trust Deed Company (Reprinted from San Fernando Valley Apartment Management Magazine July, 1997) In the February issue I devoted a column to discounted trust deeds.  I indicated in that column that a low interest rate (6-8%) and a long maturity (10-30 years) equals a huge discount.  The reasons are unimportant […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company February 1996 In the past, you have heard me mock the bureaucratic mindset; I promise that this time, however, I will be funny and to the point. Recently, upon arriving at the Los Angeles County Hall of Administration, I realized I had forgotten to bring copies of […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company December 1995 Q:  Our home is in foreclosure, and we have received many, many offers to help us.  Some of these want the deed to the house (which will then be rented back to us); others tell us to deed the house to them so that our […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company February 1996 Q:  I have a potential buyer for my property and I am getting almost everything I have asked for.  The buyer is going to build a house and, in the paperwork, has asked me to sign a subordination agreement.  He explained what it is, but […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company 2003 Though I have run this article in the past it is well worth a repeat. This article should be entitled “Do as I Say, Not As I Do”, because we have all loaned money to friends and relatives over the years. Some of these loans have […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company April 2001 Being a mortgage broker involved in private party lending, I come across all sorts of screwball schemes on almost a weekly basis. I could cite example after example of somebody trying to purchase or finance a piece of real estate using a very complex series […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company June 2001 Every few years I remind my readers about a FREE BANKING SERVICE. This service may end up helping you a lot more than FREE CHECKING. I am sure we all have bank horror stories, “no, you can’t cash this check; no, we have to put […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company August 2001 Over the last 30 years I have owned and operated many rental properties and have dealt with many hundreds of tenants and prospective tenants. My purpose in writing this column is to give some practical advice to “tenants with problems”. Hopefully, many of you landlords […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company September 2001 The concept of an All-Inclusive Deed of Trust or All-Inclusive Trust Deed (AITD) has been around for many decades. In common terms, this is often called “Wraparound.” In the old days the term wraparound was used to describe a “Land Contract,” which was usually unrecorded. […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company This article should be entitled “Do as I Say, Not As I Do”, because we have all loaned money to friends and relatives over the years. Some of these loans have probably had disastrous results and, hopefully, this article will either help you say “no” or help […]