By PETER ROSENTHAL, President V.I.P. Trust Deed Company 2002 As I have often indicated many of these articles are triggered by day-to-day transactions that I come across. Often a borrower, seller, buyer, broker or “whoever” ends up with a deal that could have and should have been more properly structured in the first place. Seller […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company 2002 Over the past few years most of you have been exposed to various repayment plans that are designed to accelerate the pay off of your Real Estate loan. I have devoted previous columns to bi-weekly mortgages and have outlined the simple truth that the bi-weekly plans […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company January 2002 Hopefully by now you will have received a “heads up” on recent changes (January 1, 2002), affecting landlords and tenants. Any landlord who has participated in more than a few evictions knows the heartache that results from showing up in court with a defective notice. […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company February 2002 Once in a while my column is devoted to a subject that is OBVIOUS to the reader. This is one of those columns and is not intended to teach you anything that you didn’t know; it is intended to REINFORCE that knowledge. Perhaps this fresh […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company March 2002 Often people sometimes end up owning a fractional interest in a note secured by Deed of Trust or Real Estate. Actually, you may own a fractional interest in a racehorse; while I know something about horses this column will deal with real estate. Often fractional […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company April 2002 Contrary to what many of you believe our beautiful area does not HAVE to turn into a third world country. If there is graffiti on your building, curb, lamppost, neighborhood building, or stop sign; you probably resent it. If nothing else this is a form […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company October 2002 At the outset I will categorically state that I have no ties to the insurance industry. I don’t have a brother at State Farm. I don’t have stock in Allstate and I don’t sit on the board of ANYTHING. Everybody loves to beat up on […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company At least once a day I’m asked by a friend or customer about potential financing for their house, apartment building, or commercial/industrial property. The questions are usually: Should I get a fixed or adjustable rate? How about no points? Should I get a 15-30 year amortization? Should I […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company At least once a week I get a notice or hear about various mortgage brokers or loan officers that get charged with or convicted of or plead guilty to “felonies” in Federal court. Approximately two weeks ago I saw an internal industry announcement about a Glendale mortgage […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Are you delinquent with county property taxes? If so, read on, but sit down and take your heart medicine. If you’re not delinquent on your real estate taxes read on anyway, as you may be able to save a friend or relative hundreds of dollars in interest. […]