Here We Go Again! Adjustable Rate

By PETER ROSENTHAL, President V.I.P. Trust Deed Company August 2003 We have now experienced the first, sharp, increase in Interest Rates in several years. For all practical purposes interest rates have risen approximately 1% in a 30-day period. Well, here come the “hucksters” again. Fixed interest rates have been so low that there has been […]

Fraud

By PETER ROSENTHAL, President V.I.P. Trust Deed Company October 2003 It is with heavy heart that I again have to write an article about fraud. Unfortunately fraud is rampant in almost every industry. Trust deed investments have always been “easy pickens.” There are so many scams available I, frankly, don’t even know where to start. […]

Giving – Lending Money for a Down Payment

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Recently I devoted a column to “Lending Money to Friends and Relatives:” this is often a very sore subject. I can think of only one related area that causes MORE heartache. I can’t tell you how many stories I hear about parents who gave or loaned their […]

The Greater Fool Theory

By PETER ROSENTHAL, President V.I.P. Trust Deed Company As most of my readers know, real estate runs in cycles. This is the third time (in California) that I have, personally, experienced sustained real estate appreciation over a multi-year period. You may disagree with exact dates but the run ups that I am referring to are […]

Lending Money to Friends and Relatives

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Though I have run this article in the past it is well worth a repeat. This article should be entitled “Do as I Say, Not As I Do”, because we have all loaned money to friends and relatives over the years. Some of these loans have probably […]

Credit Repair Scams

By PETER ROSENTHAL, President V.I.P. Trust Deed Company The original heading I was going to suggest for this column was: “Let’s Be Careful Out There,” however; credit scams are so prevalent that I will devote a whole article to it. Many industries have a HIGH PERCENTAGE of bad apples as opposed to small numbers. A […]

Peter’s Last Column

By PETER ROSENTHAL, President V.I.P. Trust Deed Company As the expression goes “all good things come to an end.” I have been authoring a real estate column in various publications consistently for over 25 years. A few years ago I promised my wife that I would slow down and I now take off four mornings […]