* The information on this article has been updated on February 2020. The Dangers of Fractionalized Trust Deeds For years, this company has been warning lenders about the inherent dangers of investing in fractionalized trust deeds. Though this practice is standard throughout the mortgage broker industry, it is definitely not to the lender’s advantage. For […]

Most people are familiar with the word mortgage. That instrument is hardly ever used in California and other western states. The mortgage is a two-party instrument and is, in fact, a contract for a loan. The two parties are the mortgagor (borrower) and mortgagee (lender). This loan contract is recorded against the real property.Unfortunately, a […]

THE DANGERS OF FRACTIONALIZED TRUST DEEDS For years, this company has been warning lenders about the inherent dangers of investing in fractionalized trust deeds. Though this practice is standard throughout the mortgage broker industry, it is definitely not to the lender’s advantage. For the sake of this discussion, assume a mortgage broker is approached by […]

V.I.P. has been arranging private party and pension plan trust deed investments in California since 1976. Our officers have over 100 years of combined trust deed experience. Most V.I.P. lenders have been with us for a decade or two and numerous references are available on our company and officers. Tired Of Bank Interest? EARN HIGHER RATES […]

By far the most frequent question asked by our lenders is, “WHY DIDN’T THEY GO TO THE BANK?” Most lenders do not appreciate the fact that banks do not have the ability to make rapid decisions and close a loan in a short period of time (usually 7 to 10 days) at the exact rate […]