By PETER ROSENTHAL, President V.I.P. Trust Deed Company This column will affect a good percentage of readers, whether you are a landlord, tenant, homeowner or even a sex offender. On July 1, 1999 a new California civil code becomes effective (Code 2079.10a). This will require a notice to be included in every lease or rental […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Q: My property is on the market at present and my Realtor has suggested that I should consider carrying a second trust deed to facilitate the sale. I have often heard the words “seller carry back” but, frankly, don’t understand the full implications. Who determines the interest […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Over the last 30 years I have owned and operated many rental properties and have dealt with many hundreds of tenants and prospective tenants. My purpose in writing this column is to give some practical advice to “tenants with problems.” Hopefully, many of you landlords out there […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company From time to time I am asked to explain the term “real estate closing” or “PITI” or whatever. Many of you reading this do not yet own real estate or, perhaps, have just purchased real estate. Real estate brokers tend to just spout technical terms without realizing […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company I am often asked to explain “how to get into real estate investing,” and also what to expect for the future with a real estate purchase. The following column is NOT intended to make you a professional but, in fact, just the opposite. Just buying one small […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Though this actual event occurred approximately four years ago and the bank has since been “swallowed up” by California Federal, the concept is still valid today. If you are not intending to refinance a property, this article may not interest you. On the other hand, you will […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company QUESTION: We recently “lost” a house purchase because we were turned down by “PMI.” We qualified for the actual loan but not the PMI. What is PMI, how does it work, and how can we avoid this problem in the future? We are still shopping for a […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Q:  I have owned my home for many years and have recently tried to refinance my old mortgage to obtain extra money for personal use. Though my credit is good, I was turned down by the mortgage company because of “”excessive late fees.” For years I have […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company Over the years your parents, the District Attorney’s office, consumer affairs reporters and the V.I.P. have warned you that if a deal seems too good to be true–It is! Watch out for frauds, swindles and cons that are just too good to be true. Well, the IRS […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company If you have been a resident of Glendale for the past ten years you may have noticed that the graffiti situation has improved REMARKABLY. The real improvement has come in the last 2-4 years, with the active involvement of Glendale’s Neighborhood Services, the active involvement of one […]