By PETER ROSENTHAL, President V.I.P. Trust Deed Company February 1996 Q:  I have a potential buyer for my property and I am getting almost everything I have asked for.  The buyer is going to build a house and, in the paperwork, has asked me to sign a subordination agreement.  He explained what it is, but […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company 2003 Though I have run this article in the past it is well worth a repeat. This article should be entitled “Do as I Say, Not As I Do”, because we have all loaned money to friends and relatives over the years. Some of these loans have […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company April 2001 Being a mortgage broker involved in private party lending, I come across all sorts of screwball schemes on almost a weekly basis. I could cite example after example of somebody trying to purchase or finance a piece of real estate using a very complex series […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company June 2001 Every few years I remind my readers about a FREE BANKING SERVICE. This service may end up helping you a lot more than FREE CHECKING. I am sure we all have bank horror stories, “no, you can’t cash this check; no, we have to put […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company August 2001 Over the last 30 years I have owned and operated many rental properties and have dealt with many hundreds of tenants and prospective tenants. My purpose in writing this column is to give some practical advice to “tenants with problems”. Hopefully, many of you landlords […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company September 2001 The concept of an All-Inclusive Deed of Trust or All-Inclusive Trust Deed (AITD) has been around for many decades. In common terms, this is often called “Wraparound.” In the old days the term wraparound was used to describe a “Land Contract,” which was usually unrecorded. […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company This article should be entitled “Do as I Say, Not As I Do”, because we have all loaned money to friends and relatives over the years. Some of these loans have probably had disastrous results and, hopefully, this article will either help you say “no” or help […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company 2002 As I have often indicated many of these articles are triggered by day-to-day transactions that I come across. Often a borrower, seller, buyer, broker or “whoever” ends up with a deal that could have and should have been more properly structured in the first place. Seller […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company 2002 Over the past few years most of you have been exposed to various repayment plans that are designed to accelerate the pay off of your Real Estate loan. I have devoted previous columns to bi-weekly mortgages and have outlined the simple truth that the bi-weekly plans […]

By PETER ROSENTHAL, President V.I.P. Trust Deed Company January 2002 Hopefully by now you will have received a “heads up” on recent changes (January 1, 2002), affecting landlords and tenants. Any landlord who has participated in more than a few evictions knows the heartache that results from showing up in court with a defective notice. […]